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Discover a better way to save.

Online Savings

Earn over 5X the National Savings Average1.

% APY2

for all balances

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Money Market

Easy access to your money while earning great interest rates.3

% APY4

for balances under $100,000

% APY4

for balances $100,000 and over

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CDs

Lock in great interest rates for the returns you want.

% APY5

for a 12-month term

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IRA CDs

Save for the retirement you deserve.

% APY6

for a 3-year term

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1. The Annual Percentage Yield (APY) for the Online Savings Account as of is more than five times the national average APY for interest-bearing savings accounts with balances over $500 as reported by Informa Research Services, Inc. as of . Interest rates and APYs are subject to change at any time. Although the information provided by Informa Research Services has been obtained from the various institutions, accuracy cannot be guaranteed.

2. Annual Percentage Yield (APY). Applies to personal accounts only. Advertised Online Savings Account APY is accurate as of and subject to change daily without notice. No minimum balance or monthly minimum balance required. APY may change before or after the account is opened. Fees could reduce earnings on the account. There is no minimum deposit required to open the account.

3. Federal law limits the number of certain types of withdrawals and transfers from a Money Market Account to a combined total of six per calendar month per account. There is no limit on the number of withdrawals by ATM or by Official Check mailed to you. If you exceed these transaction limitations during any calendar month we may assess an Excessive Withdrawal Fee or refuse to pay each transaction in excess of the limitations. If you exceed these limits on more than an occasional basis, we reserve the right to close your account.

4. Annual Percentage Yield (APY) is accurate as of for Money Market account balances under $100,000 and $100,000 and over. Each APY is subject to change daily without notice. Must have an average daily balance of at least $1,500 beginning on the third statement cycle; otherwise, a monthly minimum balance fee will be charged. Applies to personal accounts only. There is no minimum opening deposit.

5. Annual Percentage Yield (APY) is accurate as of and subject to change daily without notice. This offer applies to personal accounts only. A penalty may be charged for early withdrawal. Fees could reduce earnings on the account. There is no minimum opening balance required to open a CD Account.

6. Annual Percentage Yield (APY) is accurate as of . Interest rate and APY will be disclosed and will be fixed for entire IRA CD term once the account is opened and funded. This offer applies to personal accounts only. A penalty may be charged for early withdrawal. You may want to contact a financial advisor or tax professional for guidance. There is no minimum opening balance required to open an IRA CD Account.

Deposit accounts offered by Discover Bank, Member FDIC

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Secure Account Center Log In

Discover Bank is serious about safeguarding your personal information online.

When you access your account and perform transactions on the Discover site we use 128-bit-Secure Sockets Layer (SSL) encryption technology-the most widely used method of securing internet transactions available today.

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Remember Me

Checking "Remember Me" will save your user ID on the computer you are using so you don't have to retype it every time you log in. To protect the security of your account, we can only save your user ID; we cannot save your account number.

  • To turn off this feature, just uncheck the box and your user ID will not appear the next time you log in
  • Security Tip: when you save your user ID, it's stored on the computer you are using; therefore, you should never save your user ID on a public computer (e.g., in a library or airport).